Certificate of Deposit
Grow your cash faster and safer with Our FDIC-Insured CD Special.
10-month CD at
4.25% APY 1
New Money Required
Earn 2.5x the national average APY
4.25%
Citizens National Bank
High-Yield CD
4.25%
FDIC national rate for 6 Month CD2
Why you should open a CD account
How much can you earn?
Your estimated total earnings
$27,000
YOUR DEPOSIT: $25,000
ESTIMATED EARNINGS: $2,000
Disclaimer: When working with the calculator, please remember the dollar amounts displayed aren’t guaranteed.
The estimates you receive are for illustrative and educational purposes only. The calculator results for a traditional CD are intended for illustrative purposes only. Estimated interest earned is based on assuming a year has 365 days. Your actual interest earned may be different. The CD Calculator assumes that as a CD matures, it is automatically renewed for the term, interest rate, and Annual Percentage Yield (APY) associated with the current CD rate at that time. The Calculator assumes each CD has a fixed interest rate that does not change during the term of the CD and interest is not withdrawn before maturity. You earn the APY and interest rate in effect on the day your CD is opened or renewed. Rates are subject to change at any time without notice before CD account opening or renewal. Penalties apply for early withdrawal. A withdrawal will reduce earnings. Fees may reduce earnings. These calculators are not intended to offer any tax, legal, or financial advice and do not guarantee your eligibility for any specific product(s).
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You’ll need to provide details like your address, phone number, email, Social Security number/ITIN, etc.

Frequently Asked Questions
What is a CD?
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How do bank CDs work?
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What are the benefits of investing in a CD?
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How often is interest paid on CDs?
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Can I withdraw my money before the CD matures?
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Your money is safe.
At Citizens National Bank, your peace of mind is backed by more than 137 years of strength, dedicated service, and FDIC protection. We’re committed to helping you grow and safeguard your finances with secure, dependable banking you can trust.
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IT MATTERS
Grow your cash faster and safer with Our FDIC-Insured CD Special.