Certificate of Deposit

Grow your cash faster and safer with Our FDIC-Insured CD Special.

Keep your money safe and secure while you earn guaranteed returns with Annual Percentage Yield (APY) that outshine traditional savings accounts.

10-month CD at

4.25% APY 1

New Money Required

Earn 2.5x the national average APY

4.25%

Citizens National Bank

High-Yield CD

2.5x more

4.25%

FDIC national rate for 6 Month CD2

Why you should open a CD account

FDIC Insured
Your deposits are FDIC-insured up to the maximum amount allowed by law3
Guaranteed Returns
Your money will grow at a steady, guaranteed rate for the length of your CD.
No Market Risk
Your CD isn’t affected by market changes, so it’s a risk-free investment.

How much can you earn?

Your estimated total earnings

$27,000

YOUR DEPOSIT: $25,000

ESTIMATED EARNINGS: $2,000

Disclaimer: When working with the calculator, please remember the dollar amounts displayed aren’t guaranteed.

The estimates you receive are for illustrative and educational purposes only.

The calculator results for a traditional CD are intended for illustrative purposes only. Estimated interest earned is based on assuming a year has 365 days. Your actual interest earned may be different. The CD Calculator assumes that as a CD matures, it is automatically renewed for the term, interest rate, and Annual Percentage Yield (APY) associated with the current CD rate at that time. The Calculator assumes each CD has a fixed interest rate that does not change during the term of the CD and interest is not withdrawn before maturity. You earn the APY and interest rate in effect on the day your CD is opened or renewed. Rates are subject to change at any time without notice before CD account opening or renewal. Penalties apply for early withdrawal. A withdrawal will reduce earnings. Fees may reduce earnings. These calculators are not intended to offer any tax, legal, or financial advice and do not guarantee your eligibility for any specific product(s).

Applying is fast and easy

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Start our secure and fast enrollment process. choose from one of our available offers.

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Or call us at 601.693.1331. We are here to help.

Frequently Asked Questions

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Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo. Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. 

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo. Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. 

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Your money is safe.

At Citizens National Bank, your peace of mind is backed by more than 137 years of strength, dedicated service, and FDIC protection. We’re committed to helping you grow and safeguard your finances with secure, dependable banking you can trust.

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