CDs & IRAs

Plan ahead and save confidently with our CDs and IRAs. Discover your options by connecting with your Personal Banker today.

Fixed, Predictable Returns

Certificate of Deposit (CDs)

FDIC insured
Guaranteed Returns
No Market Risk
Competitive Interest Rates
Open in minutes

Have a banker contact you.

Unique Way to Save for Retirement

Individual Retirement Accounts (IRAs)

Diverse investment options
Tax advantages
Ideal for safe money or near-term spending
Professional advice

Have a banker contact you.

Your money is safe.

At Citizens National Bank, your peace of mind is backed by more than 137 years of strength, dedicated service, and FDIC protection. We’re committed to helping you grow and safeguard your finances with secure, dependable banking you can trust.