1 Home Equity Loan fixed rate of 6.99% Annual Percentage Rate (APR) is based on 60 billing cycles. Other Home Equity Loan term options are available. Maximum loan-to-value (LTV) of 90%. Minimum loan amount of $10,000. Maximum loan amount of $500,000. Collateral must be primary residence only and cannot be classified as a manufactured or mobile home. Certain fees may apply from $350 to $1500. Land survey if required, is not included in bank paid cost. If your loan payment is automatically debited from your personal checking account, CNB will pay all bank required closing costs for approved loans less than $250,000, and up to $500 in closing costs for approved loans exceeding $250,000. A $500 closing cost recovery fee will be assessed if loan is closed within 24 months of contract date. Rates and APRs are subject to change without notice. This loan consists of a 5-year repayment period of fixed-rate monthly, minimum payments including principal and interest. For example, a loan amount of $10,000 with a fixed 6.99% APR would cost $197.96 per month. Consult your tax advisor regarding deductibility of interest. Subject to credit approval.