Earn 5.10% APY1

When you open a 7-month CD

PLUS

Earn 4.25% APY2

With our RewardMe Savings companion account






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    1. Annual Percentage Yield (APY) of 5.10% for a new Certificate of Deposit (CD) account with at least $2500 and a 7-month term to qualify. The offer is accurate as of December 11, 2023 and exclusive to Citizens National Bank DeSoto County branches. Rate is variable and subject to change at any time. Interest is paid at maturity. Substantial penalty for early withdrawal. Fees will reduce earnings. Consumer accounts only.

    2. Annual Percentage Yield (APY) of 4.25% is effective December 11, 2023 and exclusive to Citizens National Bank DeSoto County branches. Rate is variable and subject to change at any time. Minimum deposit to open is $2500. A deposit equal to or less than the CD amount is required to open the RewardMe Savings account and both the Savings and CD accounts must be funded the same day. Six withdrawals or transfers allowed per month with no charges. Transfers or withdrawals in excess of six are charged $5 per transaction. Maintain a balance of at least $2500 to avoid a $10 monthly maintenance fee. Withdrawals or transfers may only be made in person or by phone. Additional deposits to the RewardMe Savings account are not allowed unless a new CD is opened, then a deposit of equal or lesser value of the new CD may be deposited into the existing savings account. Interest accrues on collected balances and is paid quarterly. Fees may reduce earnings. Consumer accounts only.

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