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Treasury Management
Treasury Management
We are your one-stop resource for the tools you need to run your business right. We know your time is vitally important, so we offer various services to help make banking easy and efficient for your business.
Access your account anytime, anywhere from your computer or mobile device, and enjoy the convenience of online account management in a secure environment.
- Customize access for multiple users.
- View and pay bills with eBill Pay.
- Transfer funds with ease.
- View transactions, eStatements, and check images all in one place.
- Connect and download into your accounting software, including Quicken®, Quick Books Direct Connect®, and BAI2.
- Enroll in Business Online Banking.
Electronic Payments (ACH)
Deposit employee payroll electronically to reduce administrative costs, eliminate the risk of stolen checks, ensure timely payment collection, and predict cash flow accurately.
- Payroll direct deposit offers a convenient electronic solution that eliminates the costly printing and distribution of paper checks, while also reducing your risk of check fraud.
- Business-to-business payments
- Ensure timely collection of payments owed to your business by setting up automatic drafts for your customers.
- Approve files through CNB Business Mobile.
Positive Pay
Protect your business from fraud with Positive Pay’s Check and ACH verification.
- This automated online service allows you to verify that you have actually issued the checks that post to your account.
- Positive Pay users upload check files directly to us.
- Once the check files have been uploaded, we will compare checks presented for payment each day with your check files within Positive Pay. Any exceptions are available by 7 a.m. each day.
- You decide about the payment of each check. Simply make payment decisions online by 10:30 a.m. each day.
- Ready to win the fight against fraud? Learn more about Fraud Prevention.
Conveniently make deposits through our remote deposit capture service without ever having to leave your office. 
CNB Funds Availability Policy applies.
- Same-day credit up to 6 p.m.
- No out-of-pocket equipment cost
- Improved record keeping
Merchant Card Services
Process credit and debit cards of all types. Increase sales volume and ticket size by offering the convenience customers expect in today’s market.
- Card terminal, mobile, and web-based options
- Cash discount program—pay no fees
- Point-of-sale solutions
- No contract and no early termination fees
- Superior service and support 24/7
Business Debit and Credit Cards
Manage your payments and expense with credit cards specific for owners and employees with centralized billing or individualized billing options. Assign card limits and merchant category codes and respond to cardholder needs in real time.
- CNB Business Debit Card
Provides banking convenience and eliminates check approvals when making purchases.
- Visa Corporate Card (Platinum or Rewards)
Efficient management of day-to-day expenses for you and your employees.
- Visa Purchasing Card Program
Streamline travel, entertainment, procurement, or fleet expenses with a web-based management system.
- ePayables
Automated purchasing card payment platform that creates a virtual card payment to your suppliers. Earn cash back on your spending and free up working capital.
Additional Services
- Online Wire Transfer
- Business Sweeps
- Lockbox Solutions