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Streamline Your Finances and Maximize Efficiency
Cash Flow Management
Streamline your cash flow with tools like secure ACH payments, automated Sweep Solutions, and convenient check deposits through eDeposit or Business Mobile Deposit. Enjoy enhanced efficiency, improved liquidity, and the flexibility to manage your finances anytime, anywhere. Keep your business thriving with smarter financial solutions.
ACH
ACH (Automated Clearing House) services offer a convenient and reliable way to process electronic payments for your business. Whether you’re handling payroll, vendor payments, or customer billing, ACH streamlines your financial transactions with enhanced efficiency and security.
Benefits
- Cost Savings: Reduce expenses by eliminating paper checks and the associated processing fees.
- Automation and Efficiency: Automate recurring transactions like payroll and billing, freeing up valuable time for your team.
- Enhanced Cash Flow Management: Schedule payments in advance to ensure timely and predictable cash flow.
- Increased Security: Minimize the risks of lost or stolen checks with secure electronic transfers.
Features
- Batch Processing: Handle multiple transactions at once, streamlining your payment processes.
- Customizable Permissions: Delegate ACH processing and approval to trusted individuals while maintaining oversight.
- Detailed Reporting: Access comprehensive reports for greater visibility into all ACH transactions.
- Direct Deposit Capabilities: Provide convenient and timely payments to employees through direct deposits.
Sweep Solutions
Sweep Solutions are designed to automate the daily movement of funds, helping businesses optimize cash flow and earnings.
Benefits
- Maximized Earnings: Automatically allocate excess funds to accounts that offer higher returns or strategic investment opportunities.
- Improved Liquidity Management: Maintain desired balances and optimize cash flow without manual intervention.
- Efficient Fund Allocation: Automate fund transfers to ensure each account is adequately funded for daily operations.
Features
- Cash Concentration Accounts: Centralize funds from multiple accounts to streamline cash management and optimize capital allocation.
- Target Balance and Zero Balance Accounts: Maintain set account balances to ensure funds automatically transfer as needed, reducing idle balances and improving efficiency.
- Excess Cash Sweep: Automatically transfer excess funds to designated accounts or investments, maximizing earnings potential without manual adjustments.
Business Mobile Deposit
Business Mobile Deposit allows businesses to deposit checks directly through a secure mobile banking app, giving you the flexibility to manage finances on the go.
Benefits
- Anywhere Convenience: Deposit checks securely from your mobile device, eliminating the need to visit a branch.
- Time Savings: Streamline your workflow with quick and easy check deposits, improving productivity.
- Enhanced Cash Flow Management: Access deposits faster to maintain steady cash flow and financial stability.
Features
- Secure Mobile Access: Deposit checks using a fully encrypted and secure mobile banking app.
- Extended Deposit Cutoff Times: Make deposits up to the designated cutoff time for same-day credit processing.
- Instant Confirmation: Receive immediate confirmation of each deposit to ensure accuracy and track activity.
- Improved Record Keeping: Automatically save digital copies of check deposits for better record management and compliance.